About
Cash flow made legible.
Hola Credit is supplementary decision-support software for Namibian lenders and retailers. It converts borrower-authorised bank statements into structured cash-flow evidence and an explainable assessment that supports, but never replaces, a human decision.
Built for Namibia, first.
Many Namibians earn consistently without receiving a fixed salary. Freelancers, consultants, contractors, transport operators, traders and other self-employed professionals may have a real and assessable cash-flow history, spread across clients, months and accounts. A payslip-only process cannot see it, and treating these applicants as manual exceptions does not scale.
Hola Credit exists to close that gap. It reads the statement the applicant authorises, structures the evidence, and leaves the judgement to the lender. The assessment is deterministic and versioned. The extraction is checkable. The limitations are stated, not implied.
It is a product of Tangison Technologies, built in Windhoek with a focus on explainability, auditability and responsible data handling. The design goal is simple to state and hard to do: a lender should be able to explain, to the applicant and to themselves, exactly why an assessment says what it says.
Built in Windhoek, for the lending desks of Windhoek, Oshakati, Walvis Bay and Swakopmund. The problems Hola Credit works on are walked past every morning on the way to work.
Product by Tangison Technologies
Sovereign infrastructure, built where it is used.
Tangison Technologies builds financial-tools software with a focus on explainability, auditability and responsible data handling, designed to serve the Namibian market first.
Tangison Technologies
Windhoek, Namibia · tangison.com
Pilot access
Help shape a more useful way to review cash flow.
If you are an authorised Namibian lender or retailer interested in evaluating structured cash-flow evidence alongside your existing process, we would like to hear from you.